Save Money. Save Time. Build Wealth! 

Common Questions _

 

How does the software work?

We understand you need more detailed information. So after you complete the simple request savings quote form on the MortgageFreeFast.com Home Page, one of our mortgage elimination specialists will contact you to schedule a short consult to explain and answer all your questions and or concerns. In most cases, they'll get back with you within 24-48 hours without pressuring you to become a client. You are under no obligation, but when and if you eventually decide to become a client,  we should be able to set a closing date within 10 days or less, depending upon your individual situation.

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How are you different from all the other mortgage acceleration strategies?

It's a valid question. All the other strategies teach you to just use your own monies, effort and knowledge. Basically, do it yourself. Nothing wrong with that, if that works for you, cause you can afford the cost and time. Do you mind wasting money, creating Excel Spreadsheets, having to be locked into a specific payment schedule, using your own hard earned money, and not specifically knowing the best time to pay extra on your mortgage to pay it down faster, with no guarantee? That's how the other strategies work. Those do-it-yourself strategies create a lot of failure, anxiety and stress, and require lot of self-discipline. Plus, are you okay with not knowing until the day you pay-off your mortgage, how much interest you could have saved, which will be less than you could've saved doing it the GPS way? It's the difference between using a paper map versus using a financial GPS system.

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We are a national affiliation of mortgage acceleration agents. We are not just seller's we're also client's and user's of the program. We walk our talk. Our program does not require any out-of-pocket costs. We can usually have you up and running with 24 to 48hrs. if you qualify, and on your way to avoiding paying tens, if not hundreds of thousands of dollars in interest payments to the bank. The equity built can be tremendous and all yours! The program does all the heavy lifting and adjust on the fly to your ever changing financial position, to ensure your finances are always optimized to the fullest and your debt free date is as fast as possible! You'll no longer have to play a guessing game with your finances again! Call us at 1.800.224.1053 using the reference code # 991389, to request your free no-obligation savings quote or complete of online form. 

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What will it cost me?

The more accurate question is, "how much is it going to cost the bank? Because it's ultimately going cost you almost nothing. Because our program allows you to safely use the wealth building strategy of OPM, (other people's money), like the bank does as you saw in the video. But the passed on cost to the bank is usually what a typical real estate refinancing closing cost might be, anywhere from $1,000 to $3,500, depending on each client's personal financial picture. Traditional mortgage acceleration strategies may cost less, but we all know in this life, you usually get back what you pay for. Our agent's are dedicated to making sure us and our client's win, and the software's whole design is to make sure that happens in the most optimal and fastest time possible. It's just math, but the great part is, you don't have to do the calculating. Our agents also have some reasonable flexibility to offer a payment plan, according to your finances. Helping to keep you from missing out on paying your mortgage off in the smartest and most cost effective way possible. So at the end of the day, how much it costs will have little meaning to you. The most important factor will be you having an average and or above credit score. Call us at 1.800.224.1053 using the code # 991389, to request your free no-obligation analysis or complete of online form. 

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Do we have to refinance to use software?

No, you only need a HELOC, (home equity line if credit), credit card, and or a checking and savings account.

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Does the software only show you the smartest and fastest way to pay off mortgage debt?

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No. It also works on all other consumer debts like credit cards, car loans, student loans, etc. And it is also a financial management  wealth building tool.

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Does it still work if my monthly household expenses are more than my monthly household income?

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No. Your monthly household income must be more than your monthly household expenses.

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How long will it take to complete my pre-qualification analysis?

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In most cases, your analysis will be completed within 24 to 48 hours of a request during a work week. 

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If this is such a great mortgage acceleration strategy, why haven't I already heard about it? 

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The are too many reasons to mention. But the two biggest reasons are:

 

1. Because financial freedom strategies are really not taught in school. So just basic financial principles such as balancing a checkbook and saving money, which has caused most people to have a low financial IQ, and hence not see the intrinsic value of our software.

2. As you may or may not know, the big banks and their many financial representatives have the biggest impact on consumers financial decisions and habits. That being said, interest, fees and depositors savings are the main source for building and maintaining their wealth. Therefore you can imagine that the banks, financial planners etc., stand to lose a lot of money if this program was to be fully supported by the mainstream financial industry. So the lack of popularity doesn't invalidate our software, it actually validates it. Even though we are grateful that Ernst and Young, one of the Big Four Accounting firms, voted to give our founders and creators of the software, The 2008 Entrepreneur of the Year Award in the financial the financial services industry. 

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I trust Dave Ramsey and he said " I would absolutely not pay for this. Bad idea! The problem with these money merge accounts is that you buy the software for $3,500, and it manipulates your bills using a home equity line of credit to pay extra on your mortgage. There are 2 problems with this. The first is that you don’t need to pay $3,500 to manipulate your bills; you can find extra money to pay on your mortgage by writing it down on a notepad! 

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The second thing is that these people are telling you that you can pay off your home with no change in lifestyle. That’s a lie. You have to sacrifice to pay off your home. If you make $4,000 a month and want to pay $1,000 extra on your mortgage, you have to live on $3,000. You HAVE to lower your lifestyle. No software combined with a home equity line of credit will make that happen. There is no magic pill to getting out of debt. The key is living on less than you make. 

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Yes, we are aware Dave is no fan of our software. As far as were concerned Dave is an amazing financial radio personality, and a person that has obviously helped a lot of people get smarter with their money. Pretty impressive considering he carries no formal financial credentials.

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You first have to understand Dave's context is a 'do it yourself, cost is more important than value' kind of guy. Cause he's that smart and the kind of follower's backs he's built his small fortune upon. So it's safe to say he's going to continue to cater to that financial hard ass, 'I'm right and your wrong', know it all schtick with his fan base. They take pride in only using the formula of their own money and smarts and living below their means to get ahead financially. Which in our book offers little leverage. Especially when you consider the cost of living, far out paces wages. But nothing wrong with that if that approach is working for you. So we would agree with Dave, that our mortgage acceleration software is definitely not a good investment for people who think like Dave. But that's not the context of our client base.

 

Our client base is made up of people who place value ahead of price. They think it's smarter to build wealth the way the banks do, by using other people's money, time and technology. Simply because wages are not keeping up with the cost of living. So to Dave's first point ("that you don't need to pay $3,500 to manipulate your bills; you can find extra money to pay on your mortgage by writing it down on a notepad!") Yes, it makes sense if you think like Dave. 

 

People also don't need to buy expensive cars or houses, but they do. Which makes me wonder if he owns a car or lives in a house he didn't need to buy. This is why, Warren Buffett who's been criticized many times of over paying for his investments, said, "Price tell's you little about value.  Besides, how many people do you know have the self-discipline, time, organizational skills and math smarts to know how to optimally pay down their mortgage in the fastest time possible? And Dave obviously has never invested in the software, cause he doesn't realize the banks money is what's used to strategically pay for the software, not yours. So his first point is very weak at best.

 

And on his second problem that "That's a lie." That theirs no change in lifestyle, is also very weak at best. Because to begin with, most people don't have an extra $1,000 laying around to pay on their mortgage; on top of their regular payment, without it crippling their finances and lifestyle as he mentions. So he's half right. This is where the use of a HELOC or credit card makes this software such a smart and amazing mortgage acceleration strategy for the clients we serve and look for.

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So just to sum up Dave's criticism. We all know, a coin has three sides. A head, tail and an edge. And if you want to be able to make an informed intelligent decision, you have to stand on the edge, so you can fully see both sides. Unfortunately this isn't the case with Dave and his faithful followers Because, they are only seeing one side of the coin, his side.

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Do you offer ongoing support?

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Yes. As a valued client, you will have a 1.800 number you can call whenever you have a question.

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What's the secret sauce that makes this software so effective?

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There's really no secret. It's just math algorithms. In other words, just like a vehicle GPS. The software has been programmed with smart technology, that allows it to calculate complicated financial freedom math equations so that you can efficiently payoff all your consumer debts. Calculations most humans are incapable of doing. All you have to be able to do is point an click when it tells you to.

 

How long is the learning curve?

 

It's usually about a 30 day learning curve that takes little time and effort to get comfortable with software. A 10 year-old could be taught how to use it.

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Does it, move your money for you?

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No. Nothing changes. You still pay the bills and transfer your money between your accounts. The software's job is to just provide you with the best way to pay off all your debts and handle your money. You make the decisions and are in total control of your finances, and even better than before you had the software.

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Is there any risk, obligation or ongoing fees?

 

The only risk is that you don't use or follow the financial management suggestions the software says to do, according to your fluid financial positions. Your behavior determines the risk, but the software comes with a 3-day rescind money back guarantee. There are no ongoing fees.

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Can I use this software program on multiple mortgages?

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Yes. Many real estate investors and second home owners do. But a minimal maintenance fee upgrade is required for each new mortgage. 

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